How to Buy on EMI*

(No Credit Card Required)

Easy way of Buying your Favourite Product on EMI. Just follow these Simple Steps.



OPTION 1 : ZestMoney Cardless EMI
(Zero Down Payment, Tenure 3 to 9 months)

OPTION 2 : Bajaj Finserv No Cost EMI
(Tenure 3 to 9 months)

OPTIONS 3 : Debit Card EMI
(For IDFC, Kotak, HDFC, ICICI pre approved users only. Select InstaCred on Checkout)

OPTION 4 : Axis Bank Debit Card EMI
(Select Shopse on Checkout Page, For Pre Appoved users only)

EMI Breakup is mentioned on every Product Page & Checkout Page.

OPTION 5 : You may apply for Personal Loan also


Frequently Asked Questions

The first EMI will start one month after the loan approval.
The Product will be delivered after the EMI Application is approved. It takes around 3-4 days for delivery after the approval.
Yes, the product sold is 100% genuine and carries standard warranty from their respective brands as per their policy.
Yes, CIBIL score is checked but it is not the only criteria for loan approval.
Any adult Indian citizen who is salaried or self employed can apply for loan. Students are not eligible for loan.
The product carries one year standard warranty which can be claimed from any authorised service centers of their respective brands. However if the product received by the customer is damaged or faulty at the time of delivery can be returned to us. But the problem has to be reported within 24 hours of the product delivery.
Yes, the down payment is 100% refundable if the loan is not approved.
The rate of interest varies from time to time it can be from 1.25% to 1.75% per month. The down payment can be 10%. However from time to time schemes are launched where the interest charge could be 0% or down payment could be zero. The tenure of loan can be selected from 3 months to 24 months
You need to login to your account and cancel the order
the order tracking number (only for approved order) can be checked by logging to your account





SMS MYHDFC to 5676712 from registered mobile number

SMS DCEMI<space><Last 4 Digits of Debit Card> to 5676766

Axis Bank
SMS DCEMI<space><Last 4 digits if Debit Card>to 5676782

Federal Bank
SMS DC<space>EMI to 8546995577 from registered mobile number

Kotak Mahindra Bank
SMS DC EMI <space> <Last 4 Digits of Debit Card> to 5676788







*Finance approval is at sole discretion of Finance Company.
*Terms & Condition apply.