How to Buy on EMI*
(No Credit Card Required)
Easy way of Buying your Favourite Product on EMI. Just follow these Simple Steps.
(1) Select Your Product Add your favorite product to Cart
(2) Place Order Fill your details and Select Finance Option & Place Order. You will be re-directed to Financier Site.
(3) Fill up EMI Application Form You need to fill up EMI Application Form giving details of your PAN card, Aadhaar card and Bank details. (Information provided by you is 100% secure)
(4) Upload Documents You need to upload clear , PAN Card & last 3 months Address Proof (in pdf format). The Bank statement should show your income transactions. The documents submitted are 100% safe. Bank Statement
(5) Product is delivered The Pre-ApprovaI is given instantly but the document verification will take 24-48 hrs. If your loan is Approved Product will be Dispatched. The product will be delivered within 3-4 days.
OPTION 1 : Cardless EMI ZestMoney (Zero Down Payment, Tenure 3 to 9 months)
OPTION 2 : No Cost EMI Bajaj Finserv (Tenure 3 to 9 months)
OPTIONS 3 : Debit Card EMI (For IDFC, Kotak, HDFC, ICICI pre approved users only. Select InstaCred on Checkout)
OPTION 4 : Debit Card EMI Axis Bank (Select Shopse on Checkout Page, For Pre Appoved users only)
EMI Breakup is mentioned on every Product Page & Checkout Page.
OPTION 5 : You may apply for also Personal Loan
Frequently Asked Questions
Who can apply for loan ?
Any adult Indian citizen who is salaried or self employed can apply for loan. Students are not eligible for loan.
What is the replacement policy of product ?
The product carries one year standard warranty which can be claimed from any authorised service centers of their respective brands. However if the product received by the customer is damaged or faulty at the time of delivery can be returned to us. But the problem has to be reported within 24 hours of the product delivery.
What is the rate of interest, down payment & tenure?
The rate of interest varies from time to time it can be from 1.25% to 1.75% per month. The down payment can be 10%. However from time to time schemes are launched where the interest charge could be 0% or down payment could be zero. The tenure of loan can be selected from 3 months to 24 months
CHECK DEBIT CARD EMI ElIGIBILITY
HDFC Bank SMS MYHDFC to 5676712 from registered mobile number
ICICI Bank SMS DCEMI<space><Last 4 Digits of Debit Card> to 5676766
Axis Bank SMS DCEMI<space><Last 4 digits if Debit Card>to 5676782
Federal Bank SMS DC<space>EMI to 8546995577 from registered mobile number
Kotak Mahindra Bank SMS DC EMI <space> <Last 4 Digits of Debit Card> to 5676788
Finance approval is at sole discretion of Finance Company. *Terms & Condition apply.
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