How to Buy on EMI*

(No Credit Card Required)

Easy way of Buying your Favourite Product on EMI.

Just follow these Simple Steps.

SCHEME 1 : ZestMoney Cardless EMI
(Zero Down Payment, Tenure 3 to 24 months, PAN India Service)

SCHEME 2 : Kissht Cardless EMI
(10% Down Payment, Tenure 3 to 12 months)

SCHEME 3 : InstaCred Cardless EMI
(IDFC, Kotak, HDFC EMI Plans, For Registered Members only)

EMI Breakup is mentioned on every Product Page.

SCHEME 4 : You may apply for Personal Loan also

Frequently Asked Questions

When will my first EMI start ?

The first EMI will start one month after the loan approval.

When will the product be delivered ?

The Product will be delivered after the EMI Application is approved. It takes around 3-4 days for delivery after the approval.

Will the product have warranty ?

Yes, the product sold is 100% genuine and carries standard warranty from their respective brands as per their policy.

Is the CIBIL score checked ?

Yes, CIBIL score is checked but it is not the only criteria for loan approval.

Who can apply for loan ?

Any adult Indian citizen who is salaried or self employed can apply for loan. Students are not eligible for loan.

What is the replacement policy of product ?

The product carries one year standard warranty which can be claimed from any authorised service centers of their respective brands. However if the product received by the customer is damaged or faulty at the time of delivery can be returned to us. But the problem has to be reported within 24 hours of the product delivery.

Is the down payment refundable?

Yes, the down payment is 100% refundable if the loan is not approved.

What is the rate of interest, down payment & tenure?

The rate of interest varies from time to time it can be from 1.25% to 1.75% per month. The down payment can be 10%. However from time to time schemes are launched where the interest charge could be 0% or down payment could be zero. The tenure of loan can be selected from 3 months to 24 months

How can I cancel the order?

You need to login to your account and cancel the order

How can I Track my order ?

the order tracking number (only for approved order) can be checked by logging to your account

Check Debit Card EMI Eligibility

SMS MYHDFC to 5676712 from registered mobile number

SMS DCEMI<space><Last 4 Digits of Debit Card> to 5676766

Axis Bank
SMS DCEMI<space><Last 4 digits if Debit Card>to 5676782

Federal Bank
SMS DC<space>EMI to 8546995577 from registered mobile number

Kotak Mahindra Bank
SMS DC EMI <space> <Last 4 Digits of Debit Card> to 5676788

State Bank of India
SMS DCEMI to 567676 from regitered mobile number

*Finance approval is at sole discretion of Finance Company.
*Terms & Condition apply.