Zero Down Payment EMI without Credit Card* (ZestMoney)- Debit Card EMI* (ICICI, HDFC, Kotak, Axis), No Cost EMI* (Bajaj Finserv)
How to Buy on EMI*
(No Credit Card Required)
Easy way of Buying your Favourite Product on EMI.
Just follow these Simple Steps.
(1) Select Your Product
Add your favorite product to Cart
(2) Place Order
Fill your details and Select Finance Option & Place Order. You will be re-directed to Financier Site.
(3) Fill up EMI Application Form
You need to fill up EMI Application Form giving details of your PAN card, Aadhaar card and Bank details. (Information provided by you is 100% secure)
(4) Upload Documents
You need to upload clear PAN Card, Address Proof & last 3 months Bank Statement (in pdf format). The Bank statement should show your income transactions. The documents submitted are 100% safe.
(5) Product is delivered
The Pre-ApprovaI is given instantly but the document verification will take 24-48 hrs. If your loan is Approved Product will be Dispatched. The product will be delivered within 3-4 days.
SCHEME 1 : ZestMoney Cardless EMI (Zero Down Payment, Tenure 3 to 24 months, PAN India Service)
SCHEME 2 : Kissht Cardless EMI (10% Down Payment, Tenure 3 to 12 months)
SCHEME 3 : InstaCredCardless EMI (IDFC, Kotak, HDFC EMI Plans, For Registered Members only)
The product carries one year standard warranty which can be claimed from any authorised service centers of their respective brands. However if the product received by the customer is damaged or faulty at the time of delivery can be returned to us. But the problem has to be reported within 24 hours of the product delivery.
The rate of interest varies from time to time it can be from 1.25% to 1.75% per month. The down payment can be 10%. However from time to time schemes are launched where the interest charge could be 0% or down payment could be zero. The tenure of loan can be selected from 3 months to 24 months
